Your trusted mortgage advisor for homeownership, property investment and protection solutions.


Initial consultations are completely free of charge. There’s no obligation to proceed and our broker fee (ranging from £495.00 to £995.00) will only become payable at offer stage for remortgages, and application + offer stage for purchases. This will be discussed and agreed with you at the earliest opportunity.

Your Path to Homeownership

At The Mortgage Vine, we specialise in guiding you through the complexities of property financing. Like a vine that nurtures its roots and branches, we are committed mortgage and protection advisors, dedicated to helping you secure your dream home or investment property.

Whether you’re a first-time buyer or an experienced investor, we provide mortgage advice, remortgage solutions, and bespoke protection solutions tailored to your needs.

Our approach is rooted in trust, integrity, and transparency, ensuring we support you every step of the way on your property journey.

Building towards a better financial future.

The FCA does not regulate some forms of Buy-to-Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.


First-Time Buyers

Buying your first home doesn’t have to be overwhelming.

At The Mortgage Vine, we simplify the first-time buyer mortgage process by helping you understand your options and securing the most appropriate mortgage for your financial situation.

Our expert advice allows you to confidently take your first step on the property ladder.


First-Time Landlords

Looking to invest in property for the first time?

We guide first-time landlords through securing buy-to-let mortgages, understanding tax implications (via our partners), and managing rental property investments (via our partners).

Our expert advice equips you for a successful property investment journey.


Remortgages

Is your current mortgage deal coming to an end?

Let us help you find the most appropriate remortgage deal that better fits your needs.

We can provide a smooth transition to a more suitable mortgage product, potentially saving you money in the long term.


Rate Switches

Happy with your current lender but want to explore more appropriate rate options?

We can help you switch mortgage products without the hassle of changing providers.

Our guidance allows your mortgage to remain competitive, and you avoid being moved to your lender’s standard variable rate.


Protection Solutions

Life is unpredictable, but with the right protection, you can secure your future. We advise on and arrange:

• Life Insurance: Financial security for your loved ones.

• Critical Illness Insurance: Support if you’re diagnosed with a serious illness.

• Income Protection: Ensuring your income is safe in case of illness or injury.

• Family Income Benefit: Regular income for your loved ones in the event of the unexpected.

• Home Insurance: Comprehensive protection for your property and belongings.

Who We Are

Founded by Vijay Rabadiya, The Mortgage Vine is a professional and approachable mortgage brokerage based in London.

  • Personalised Advice: We empower you to make informed decisions with tailored guidance, ensuring you choose the best option for your unique needs.

  • Comprehensive Services: Our offerings include first-time buyer mortgages, buy-to-let mortgages, remortgages, and protection solutions to safeguard your property and financial well-being.

  • Long-Term Protection: At The Mortgage Vine, we’re committed to not just helping you secure a home, but also protecting it for the future.

Initial consultations are completely free of charge. There’s no obligation to proceed and our broker fee (ranging from £495.00 to £995.00) will only become payable at offer stage for remortgages, and application + offer stage for purchases. This will be discussed and agreed with you at the earliest opportunity.

Schedule your consultation today
and start your journey to homeownership or property investment.

Ready to take the next step in securing your home or investment property? Contact The Mortgage Vine today to schedule a consultation and explore your mortgage and protection options.

Phone: 07758781805

Email: [email protected]

Address: Catalyst House, 720 Centennial Ave, Borehamwood, WD6 3SY

Catalyst House, 720 Centennial Ave, Centennial Court, Elstree, Borehamwood WD6 3SY, UK


Initial consultations are completely free of charge. There’s no obligation to proceed and our broker fee (ranging from £495.00 to £995.00) will only become payable at offer stage for remortgages, and application + offer stage for purchases. This will be discussed and agreed with you at the earliest opportunity.

Services

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Planning is bringing the future into the present.

£60m

Vijay has advised on over £60m worth of mortgages over his time as an advisor.*

35%

Over 30% of all residential property purchases in the UK were made by first-time buyers, highlighting the growing demand for expert mortgage advice.*

£40billion+

The UK's buy-to-let mortgage market saw a total of £40.1 billion in new lending in 2022, reflecting strong interest from investors seeking property opportunities.*

1.3m

Over 1.3 million UK households remortgaged their properties, with many seeking to secure better interest rates or release equity.*

© 2025 The Mortgage Vine. All rights reserved.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. The Mortgage Vine Ltd, trading as The Mortgage Vine, is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. The Mortgage Vine Ltd is registered in England and Wales. Registered No: 16166830. Registered Office: 28 Morley Crescent West, London, HA7 2LW.

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

Initial consultations are completely free of charge. There’s no obligation to proceed and our broker fee (ranging from £495.00 to £995.00) will only become payable at offer stage for remortgages, and application + offer stage for purchases. This will be discussed and agreed with you at the earliest opportunity.

*The statistics provided on this site are based on the time of publication. Figures may vary over time and are subject to market changes. For the latest and most accurate information, please consult with our advisors.